SimONE is an AI-native collections platform built for the public sector — identifying financial stress early and resolving it through intelligent, empathetic engagement.
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Selected from over 260 applications across 34 countries by VivaTech and Deloitte — identifying Africa's highest-impact startups on a global stage.
Latest Analysis
What the banks' best quarter in years is hiding — and why April 2026 changes everything. A deep dive into geopolitical risk, IFRS 9, and the consumer debt crisis unfolding in plain sight.
Read on Substack →A predictive, AI-native system that identifies risk early and resolves it through adaptive engagement.
SimONE replaces reactive collections with proactive, adaptive engagement — operating across your entire arrears book simultaneously.
Detect financial stress before missed payments occur.
Detect intent, hardship, and affordability dynamically.
Generate payment plans that actually hold.
Engage every account simultaneously at near-zero marginal cost.
Influence payment behaviour through precisely timed, psychologically informed prompts — without pressure.
SimONE doesn't just recover debt. With an NPS of 74, it leaves customers feeling heard — driving loyalty, not resentment.
SimONE has demonstrated performance under rigorous compliance conditions in the EU and South Africa.
Follow our thinking on AI, collections, economics and the future of financial engagement.
Run a pilot alongside your existing approach and measure impact end-to-end.
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